What documents are essential for performing a full Land Title Office (LTO) search?

Performing a full Land Title Office (LTO) search requires specific documents that provide comprehensive information regarding the property’s legal status. The correct answer emphasizes the importance of having a title search, copies of all charges, and the survey plan.

A title search is fundamental as it reveals the current ownership, encumbrances, and any existing liens on the property. This is crucial for ensuring that there are no hidden claims against the property that could affect ownership.

Copies of all charges provide insights into any legal obligations tied to the property, such as mortgages, easements, or other encumbrances that may impact its value or the ability to transfer title. Understanding these charges is essential for potential buyers to evaluate their risks and responsibilities.

The survey plan is a detailed depiction of the property boundaries and dimensions. It assists in confirming that the property being searched corresponds with the details displayed on the title. Having accurate property boundaries is vital in real estate transactions to avoid disputes over property lines.

Together, these three components create a robust foundation for conducting a thorough title search, thereby aiding in informed decision-making regarding the property. Other options lack one or more of these critical elements, making them insufficient for a complete LTO search.